Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

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Special Reports & Infographics

What is marketing - and how it can benefit your business

Last post: Nov 8, 2021

At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.

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Relevant Issues Blog

What You Need To Know: Making Tax Digital for Income Tax Self-Assessment (ITSA)

Last post: Apr 7, 2025

Now that Spring is here, our friends at Seymour Taylor have very kindly allowed us to share their Spring statement which covers crucial information regarding the Making Tax Digital for Income Tax Self-Assessment (ITSA).

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Recent Blog posts

  • Like a child desperate for Santa Claus to arrive, the wait for the Innovative Finance ISA (IFISA) seems to have been never ending. The countdown to 6th April is over at last but… it’s not Christmas for me yet because none of the platforms I am active on have received the go ahead from the Funding Conduct Authority (FCA) to act as ISA Managers.

  • On your marks… get set… wait! 6th April was supposed to be the start date for the Innovative Finance ISAs (IFISAs) but the Financial Conduct Authority (FCA) have only given the authority to offer such products to a small number of platforms – none of these are the major names… So the anticipated influx of funds from Cash ISAs will be delayed.

  • In this week’s budget, Chancellor George Osbourne announced that investors will be able to save up to £20,000 per year in an Innovative Finance ISA from April 2017, up from the 2016 limit of £15,240… FundingSecure continue to set new records for activity on their site… Assetz Capital review their investor decision making processes.

  • We’ve taken a look at how payment methods have evolved dramatically over the years as we continue to move into a generation of Contactless & Apple Pay.

  • Ratesetter cause controversy admitting to using part of its Provision Fund to provide liquidity in their loan market – a decision now reversed… The Secret Investor moves his monthly deposit into a Cash ISA to deploy via an IFISA after 6th April… Bridging loans cause rapid growth at FundingSecure.

  • It was with some disappointment that the Secret Investor discovered that the HMRC were not going to allow existing funds that had been invested in P2P Lending to be transferred into Innovative Finance ISAs (IFISAs).

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