Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

See more blog posts in this category

Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

See more blog posts in this category

Special Reports & Infographics

What is marketing - and how it can benefit your business

Last post: Nov 8, 2021

At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.

See more blog posts in this category

Relevant Issues Blog

Redundancies – What must employers do?

Last post: Nov 8, 2024

In light of the recent budget, we have had a few conversations with clients where they are having to consider making some extremely hard choices about the number of staff the business can reasonably sustain, to ensure that the business remains successful to continue to employ as many people as they can. A choice no business owner relishes making, but one that on occasions needs to be considered.

See more blog posts in this category

Recent Blog posts

  • It has been a record breaking start to the year for both FundingCircle and Zopa with the latter narrowly winning the race to get to £2 billion Total Lent… Money & Co received full authorisation from the FCA this week but LendingWorks are one jump ahead as they’ve become the most recent P2P platform to offer an Innovative Finance ISA.

  • Frustratingly for lenders, as we approach the end of another tax year, the major P2P platforms are still unable to offer ISAs… Funding Circle secure a further £80 million of venture capital as their UK operations record a profit in the final quarter of 2016.

  • The New Year is a time for forecasts and ThinCats predict that both P2P interest rates and defaults will reduce in 2017 – on their site at least. Meanwhile LendingCrowd are the latest to introduce a managed account.

  • In their latest report on the P2P sector, the Financial Conduct Authority (FCA) expressed concerns about Managed Funds such as Assetz Capital’s Quick Access Account and Money & Co’s Portfolio Service. As these distribute funds to borrowers who are unknown to investors and are often backed by Provision Funds that imply capital returns are guaranteed, these are similar to bank accounts but P2P companies do not have to comply with the rigorous regulations that exists in the banking sector.

  • Following last week’s Autumn Statement, a fresh injection of £400 million to the Government’s British Business Bank will make further capital available to Funding Circle’s borrowers as the most prominent P2P platform continues to break records.

  • Interest rates on Personal P2P Loans continue to plummet… Zopa submit an application to become a bank… Assetz Capital list 9 loans to fund Wind Turbine Projects ahead of the withdrawal of Government subsidies

Recent Tweets