Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?


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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.


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Special Reports & Infographics

What is marketing - and how it can benefit your business

Last post: Nov 8, 2021

At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.


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Relevant Issues Blog

Redundancies – What must employers do?

Last post: Nov 8, 2024

In light of the recent budget, we have had a few conversations with clients where they are having to consider making some extremely hard choices about the number of staff the business can reasonably sustain, to ensure that the business remains successful to continue to employ as many people as they can. A choice no business owner relishes making, but one that on occasions needs to be considered.


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Recent Blog posts

  • A £100 bonus for the first £1,000 invested has tempted The Secret Investor to allocate some capital to Lending Crowd… The continuing speedy funding of loans on Funding Circle has caused The Secret Investor to make some hasty moves – he hopes to sell some of his poor choices on the Secondary Market.

  • Fixed Rate Loans continue to fill fast on Funding Circle but the platform has acknowledged there are issues following the radical changes to how their site operates and are reviewing the situation… FundingSecure offer an underwritten loan… Ratesetter celebrate their 5th birthday with “refer a friend” promotion.

  • Are you part of the 40% of people that carry less than £13 in their wallet? We've created an interactive tool that lets you compare how much you currently have in your wallet with the average person. We than go on to look at how the world is going cashless. For example, 134.2 billion cashless transactions were made in US and Canada in 2013.

  • The number of loans listed on Funding Circle has more than halved – do borrowers not like the fixed rates?... A brief surge of loans listed on ReBuildingSociety tempts The Secret Investor… FundingSecure’s popularity with brokers grows.

  • Crowdfunding has become a popular alternative finance method, with investors choosing to back a huge variety of projects - but who are these investors?

  • Investors are still considering the likely impact of Funding Circle’s decision to introduce pre-determined interest rates later this month. Many are considering switching their funds to other platforms but, the fact remains, FC offer far more loans – and therefore a greater spread of risk – than anyone else.

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