Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

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Special Reports & Infographics

What is marketing - and how it can benefit your business

Last post: Nov 8, 2021

At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.

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Relevant Issues Blog

What You Need To Know: Making Tax Digital for Income Tax Self-Assessment (ITSA)

Last post: Apr 7, 2025

Now that Spring is here, our friends at Seymour Taylor have very kindly allowed us to share their Spring statement which covers crucial information regarding the Making Tax Digital for Income Tax Self-Assessment (ITSA).

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Recent Blog posts

  • 3 months after the introduction of the IFISAs, the major platforms have not had authorisation from the FCA to offer the tax free savings product… Assetz Capital reveal that their investors have only lost 0.31% of their capital thanks to the platform’s secure lending policies.

  • Enticed by rates of return well into the teens, the Secret Investor has been making purchases on Funding Secure’s Secondary Market. What he failed to realise was how HMRC rules would see his tax obligations gobble up most of his profits and put him at risk of making a loss with regards to these particular loans.

  • Invest & Co list 3 month bridging loans that return 21%... FundingSecure recover one of The Secret Investor’s defaulted loans in 6 weeks... Assetz Capital’s 30 day access account attracts £5 Million in first 3 weeks of availability.

  • Assetz Capital add a 30 day access account to their portfolio with a fixed rate of 4.25% pa... Funding Secure investors raise capital to build a record breaking speed boat… Returns at Ratesetter take a dip, is supply outstripping demand?

  • Ratesetter overtakes FundingCircle by lending more than them in the past fortnight… ThinCats list a £3.5 million loan which they claim is the largest ever on a P2P platform that is not secured by property.

  • FundingCircle offer Tablets (computer hardware rather than pills!) to those who make significant investments before 16th May… Assetz Capital believe they are the first P2P Platform to assist a stock market company to raise finance.

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