Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

See more blog posts in this category

Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

See more blog posts in this category

Special Reports & Infographics

What is marketing - and how it can benefit your business

Last post: Nov 8, 2021

At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.

See more blog posts in this category

Relevant Issues Blog

What You Need To Know: Making Tax Digital for Income Tax Self-Assessment (ITSA)

Last post: Apr 7, 2025

Now that Spring is here, our friends at Seymour Taylor have very kindly allowed us to share their Spring statement which covers crucial information regarding the Making Tax Digital for Income Tax Self-Assessment (ITSA).

See more blog posts in this category

Recent Blog posts

  • Following last week’s Autumn Statement, a fresh injection of £400 million to the Government’s British Business Bank will make further capital available to Funding Circle’s borrowers as the most prominent P2P platform continues to break records.

  • Interest rates on Personal P2P Loans continue to plummet… Zopa submit an application to become a bank… Assetz Capital list 9 loans to fund Wind Turbine Projects ahead of the withdrawal of Government subsidies

  • On 1st November, the Bank Referral Scheme went live. This forces the high street banks to pass any loan applications from SMEs they reject to "referral platforms" which will then search for a suitable method to raise the required capital. This can include everything from peer-to-peer lenders, to building societies, to challenger banks. It will be interesting to see whether this will see an increase in the number of loans listed on P2P sites… and whether they will be worth investing in.

  • Lending Works have received Full Accreditation from the FCA paving the way for them to offer P2P ISAs… The much-heralded pipeline of loans at Invest & Fund begins to bear fruit with 3 coming to auction in the past fortnight… Borrowers at Assetz Capital raise £15 million – record for that platform

  • A new platform launched yesterday – Peer Funding. As well as asset backed and bridging loans, they also plan to offer Invoice Financing. I will be monitoring the progress of this site… They’ll have to go some to catch up with FundingCircle and Ratesetter who both set new records with 10s of £millions lent in the past fortnight

  • ThinCats’ owners ESF Finance ditch some of their borrower sponsors and take over the role themselves… FundingKnight reboot their Secondary Market, it was down for over 3 weeks… The Secret Investor has his first default to be blamed on Brexit

Recent Tweets