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Funding Circle have announced from Sept 18th investors will no longer be able to select what loans they invest in and must instead cede this decision to an AutoBid system
Having scaled back on wholesale lending, Ratesetter finally make it to the £2 billion lent mark… ThinCats and FundingKnight both get the green light to provide IFISAs after receiving Full Authorisation from the FCA… LendingCrowd offer £150 Cashback
Ratesetter offer fee-free withdrawals having had to intervene with 3 borrowers who provide credit services to the general public… Lending Works offers up to £200 to those with funds to deposit.
Having only listed 1 loan during 2017, FundingKnight are planning a relaunch and rebranding exercise, Crowd2Fund get busy and Funding Circle reverse their decision to default a loan - a first for the Secret Investor!
When is a Default on a P2P loan not a Default?
Jul 9, 2017
How to peer to peer lenders treat defaults? Very differently actually and the astute investor will need to be aware that each platform defines a default differently.
A record-breaking fortnight for Assetz Capital… Cash Flow! Don’t mention Cash Flow… Another outage for the ThinCats’ website… Only a single loan has been listed on FundingKnight in the first half of 2017
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Choice Business Loans Blog
"An investment in knowledge pays the best interest." - Benjamin Franklin.
These are our Blogs about alternative finance, SME loans and the broader business environment
Latest From Our Blogs
Peer-To-Peer Lending With The Secret Investor
Goodbye from the Secret Investor
Last post: Oct 24, 2019
The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?
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Reviews Of The Peer-To-Peer Lending Sites
InvestUP - The P2P Superstore
Last post: Dec 21, 2015
Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.
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Special Reports & Infographics
What is marketing - and how it can benefit your business
Last post: Nov 8, 2021
At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.
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Relevant Issues Blog
The Renters' Rights Bill
Last post: Mar 5, 2025
The upcoming changes to legislation regulating short term lets in the private rented sector will be significant. Particularly so for anyone who may want to regain possession of their property in the future, as the right to possession will soon be limited to circumstances that fall within the limited Section 8 grounds. Even if able to rely on those grounds, notice periods and the time to obtain possession will likely significantly increase. Landlords should, therefore, be aware of the changes and carefully consider their existing rentals to remove any unwanted tenants using the “no-fault” grounds as soon as possible. Landlords should also ensure that they are fully prepared for the new legislation before it “bites” (expected to be in the next 4/5 months), given the significant penalties for breach.
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