Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

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Special Reports & Infographics

What is marketing - and how it can benefit your business

Last post: Nov 8, 2021

At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.

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Relevant Issues Blog

The Renters' Rights Bill

Last post: Mar 5, 2025

The upcoming changes to legislation regulating short term lets in the private rented sector will be significant. Particularly so for anyone who may want to regain possession of their property in the future, as the right to possession will soon be limited to circumstances that fall within the limited Section 8 grounds. Even if able to rely on those grounds, notice periods and the time to obtain possession will likely significantly increase. Landlords should, therefore, be aware of the changes and carefully consider their existing rentals to remove any unwanted tenants using the “no-fault” grounds as soon as possible. Landlords should also ensure that they are fully prepared for the new legislation before it “bites” (expected to be in the next 4/5 months), given the significant penalties for breach.

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Recent Blog posts

  • You may consider seeking external investment in your business for any of a wide range of reasons. Of course, the prospective monetary benefit is the most obvious one, with cash injections often instrumental in the development and growth of firms in all manner of sectors. There are also certain strong non-monetary advantages that investors can often bring, such as relevant expertise and professional connections.

    Whatever your reasons for looking for an investor from outside your company, it will doubtless be helpful for you as an entrepreneur to know what kind of investors are out there, as well as how you can boost your business’s attractiveness to the right investors for you.

  • Headlines: Lending Crowd’s Summer Bonus is to offer £50 Cashback to those who transfer an ISA worth £5,000 or more over to them… Funding Circle’s active loan book has increased by 37% over the past 12 months… ReBuildingSociety factor a hard-Brexit into their credit risk model.

  • Lending Works revamp their product range so that they are defined by ease of access rather than length of the investment... Following their quarterly review, Funding Circle have halted the downward trend in their projected rates of return, holding them at their current levels… Assetz Capital have upped the ante with their Refer-a-Friend scheme, for a limited time they are offering £100 to introducers… Those selling on ReBuildingSociety’s Secondary Market can provide Buy Back guarantees… ArchOver launched a new type of loan that is secured via anticipated income from EU/UK Grants for R&D activity

  • FundingSecure have changed their terms and conditions so that loans only begin to accrue interest after the closing deadline rather than as soon as investors pledge funds… Assetz Capital almost double their target of £1 million when their latest round of equity funding closes.

  • Funding Circle announced a reduction in their earnings forecast, part of the reason given was because they are tightening their risk criteria which should reduce defaults for investors… ArchOver introduce a new type of loan which is secured against the future fees from successful resolution of legal disputes.

  • Lending Works win the Best P2P Platform for Investors accolade at the Moneywise awards for the fourth year in a row… Assetz Capital smash their equity funding target of £1 million on Seedrs… ArchOver pass the £100 million Total Lent mark

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