Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

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Special Reports & Infographics

What is marketing - and how it can benefit your business

Last post: Nov 8, 2021

At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.

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Relevant Issues Blog

The Renters' Rights Bill

Last post: Mar 5, 2025

The upcoming changes to legislation regulating short term lets in the private rented sector will be significant. Particularly so for anyone who may want to regain possession of their property in the future, as the right to possession will soon be limited to circumstances that fall within the limited Section 8 grounds. Even if able to rely on those grounds, notice periods and the time to obtain possession will likely significantly increase. Landlords should, therefore, be aware of the changes and carefully consider their existing rentals to remove any unwanted tenants using the “no-fault” grounds as soon as possible. Landlords should also ensure that they are fully prepared for the new legislation before it “bites” (expected to be in the next 4/5 months), given the significant penalties for breach.

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Recent Blog posts

  • Peer-to-Peer lending means that instead of borrowing from one lender/institution, you borrow from many smaller ones who have clubbed together to raise your money. It differs from Crowdfunding as you are not giving away any equity. The process is arranged by a central agency (the crowdfunding platform) and you deal with just them and they in turn manage all your individual lenders. To qualify you must be trading at least 2 years, be profitable and have a good credit record.

  • Ratesetter pass the £3 billion lent milestone… Crowd2Fund plan a number of initiatives for 2019 including the introduction of a Provision Fund and giving investors more control over the recovery process… At LendingCrowd New Year = New Cashback Offer… During 2018 ThinCats broke their own records as they lent £112 million to SMEs.

  • When is a Merchant Cash Advance suitable? We take a look at the requirements for a merchant cash advance as well as whether or not you should choose a merchant cash advance over a traditional loan.

  • Friends and their referrers can share £150 at ArchOver if the newcomer invests £5,000 or more… FundingSecure prepare to offer a wider product range in the New Year… Zopa becomes a bank!

  • LendingCrowd introduce weekly newsletters… FundingCircle receive a £150 million cash injection from the Government’s British Business Bank… ThinCats launch their second Diversified Loan Portfolio… Zopa sell defaulted loans to a debt collection agency reducing losses to investors (they believe).

  • FundingSecure’s new owner plans to offer a wider range of products… Ratesetter creates the post of Chief Investments Officer with the aim of also improving its service offerings… Meanwhile, Lending Works takes a direct approach to attracting more investors by increasing interest rates by half a percent.

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