Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

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Special Reports & Infographics

What is marketing - and how it can benefit your business

Last post: Nov 8, 2021

At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.

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Relevant Issues Blog

The Renters' Rights Bill

Last post: Mar 5, 2025

The upcoming changes to legislation regulating short term lets in the private rented sector will be significant. Particularly so for anyone who may want to regain possession of their property in the future, as the right to possession will soon be limited to circumstances that fall within the limited Section 8 grounds. Even if able to rely on those grounds, notice periods and the time to obtain possession will likely significantly increase. Landlords should, therefore, be aware of the changes and carefully consider their existing rentals to remove any unwanted tenants using the “no-fault” grounds as soon as possible. Landlords should also ensure that they are fully prepared for the new legislation before it “bites” (expected to be in the next 4/5 months), given the significant penalties for breach.

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Recent Blog posts

  • The P2P World seems to be prioritising ease of access as FundingSecure announce a managed account with access to funds within 30 days under normal circumstances while Ratesetter re-align their product offerings to focus on withdrawal charges rather than the length of investments

  • Ratesetter announce that they will launch a range of new products on 3rd October… Funding Secure have recruited a team of specialists to help them reduce their backlog of loans... as a thank you to their investors’ for being so patient, they are also offering additional bonus rates of up 1.25% pa on investments made up until the end of September... Assetz Capital offer £150 of Cashback to new investors

  • Much legend has long surrounded the notion of using a credit card to launch or fund a business; the search engine that you might have used to find this article, Google, may not have existed if it wasn’t for Sergey Brin and Larry Page’s use of cards to pay for computers and open-source software in the business’s earliest days. Similarly, the founders of Airbnb, Brian Chesky and Joe Gebbia, apparently had credit card debt of as much as $25,000 at one point.

    So, is credit card financing a potentially very risky route for a business? It depends on precisely how you intend to use it when supporting your company.

  • Whether your business is in need of a loan to get off the ground or to progress to its next phase of growth, it is vital to be aware of the terms, conditions and implications of each available form of finance.

    So, what options do you have for a business loan for your own small to medium-sized enterprise (SME), and what factors will help to determine the most suitable solution?

  • While poring over your options for business finance, you may have heard of ‘PDQ cash loans’ or a similar term, and wondered what these are, and whether they could help your company.
    The acronym PDQ stands for ‘Process Cash Quickly’, with ‘PDQ machine’ simply being another name for a card machine, as are widely used by businesses for the quick and convenient processing of card payments.
    However, you may not have realised that your own firm’s PDQ machines could help to unlock a form of business finance lacking many of the disadvantages associated with traditional bank loans.

  • Crowdfunding – a means of raising money from a large number of people each making small donations, as opposed to sourcing the entire required sum of money from a single bank or financial institution – has gained ever-greater traction in the world of business funding in recent times.

    However, if you are to understand the potential relevance of crowdfunding for your own firm, it is important to become well-versed in the different forms that this innovative way of obtaining finance can take, and the associated advantages and drawbacks.

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