Choice Blog - The Secret Investor's Diary

Peer-to-peer lending with The Secret Investor

Peer to Peer Lending Review (1st October 2015)

Last post: Oct 5, 2015

The number of loans listed on Funding Circle has more than halved – do borrowers not like the fixed rates?... A brief surge of loans listed on ReBuildingSociety tempts The Secret Investor… FundingSecure’s popularity with brokers grows.

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P2P Lending Platform News Round-up

Last post: Sep 21, 2015

Investors are still considering the likely impact of Funding Circle’s decision to introduce pre-determined interest rates later this month. Many are considering switching their funds to other platforms but, the fact remains, FC offer far more loans – and therefore a greater spread of risk – than anyone else.

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Funding Circle Edges Closer to the Dark Side

Last post: Sep 10, 2015

By The Secret Investor My biggest fear with P2P lending has been that, once the 2008 financial crisis became a distant memory, the large institutions will regain an appetite for risk and use their sheer size to squeeze out the Alternative Finance market. But something even worse is beginning to take shape as one of our own moves closer to the “dark side”.

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Totals lent to date (2nd September 2015)

Last post: Sep 4, 2015

Figures collated a day early as the Secret Investor is on holiday *All data correct at the time this blog was compiled LOANS TO BUSINESSES Assetz Capital – £80,000,000 almost Funding Circle - £794,425,540 FundingKnight - £22,711,500 FundingSecure - £12,715,004 Money & Co – £6 million approx Rebuildingsociety - £7,564,885 ThinCats - £126,927,000 Invest and Fund - £1 million plus LendingCrowd - £1.25 million plus ArchOver - £6,255,000 PERSONAL P2P LENDING Zopa - £1,020,000,000 RateSetter - £764,613,393 Lending Works - £13,192,895

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Crowdcube Introduce a Probability of Default Rating

Last post: Sep 2, 2015

A report by the Secret Investor Crowd funding website Crowdcube are providing additional information to those considering investing in the platform’s mini-bond offerings in the form of a Probability of Default (POD) Rating which is calculated using Moody’s private company risk model.

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Totals lent to date (20th August 2015)

Last post: Aug 24, 2015

*All data correct at the time this blog was compiled LOANS TO BUSINESSES Assetz Capital – £80,000,000 almost Funding Circle - £775,228,200 FundingKnight - £22,311,500 FundingSecure - £10,694,854 Money & Co – £6 million approx Rebuildingsociety - £7,564,885 ThinCats - £124,545,000 Invest and Fund - £1 million plus LendingCrowd - £1.25 million plus ArchOver - £6,255,000 PERSONAL P2P LENDING Zopa - £1,004,000,000 RateSetter - £746,526,729 Lending Works - £12,655,668

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