Choice Business Loans Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


These are our Blogs about alternative finance, SME loans and the broader business environment

Latest From Our Blogs

Peer-To-Peer Lending With The Secret Investor

Goodbye from the Secret Investor

Last post: Oct 24, 2019

The Secret Investor summarises his thoughts after 4 years of writing about his P2P investments. What has he learned, what does he think will happen to the industry now and what will he do from now on?

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Reviews Of The Peer-To-Peer Lending Sites

InvestUP - The P2P Superstore

Last post: Dec 21, 2015

Diversification. That is the key to successful P2P lending but such a strategy, with funds spread across many platforms, can be extremely time consuming. The InvestUP Crowdfunding brokerage has been established to alleviate this problem by enabling investors to distribute their capital across many P2P hosts using just one account. Currently, offerings are listed from over 20 P2P sites in this online superstore of opportunities.

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Special Reports & Infographics

What is marketing - and how it can benefit your business

Last post: Nov 8, 2021

At Choice Business Loans we want to see our clients thrive, which is why we take the time and care to provide them with the right advice when it comes to loan solutions available to them. Beyond smart finances, running a successful SME often includes lots of multitasking and balancing of priorities. One such priority that can be difficult to get to grips with but is hugely important, is marketing. Nicole Martin of Pinpoint Marketing shared with us her top tips on getting it right - and some thoughts on when it may be time to outsource.

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Relevant Issues Blog

Redundancies – What must employers do?

Last post: Nov 8, 2024

In light of the recent budget, we have had a few conversations with clients where they are having to consider making some extremely hard choices about the number of staff the business can reasonably sustain, to ensure that the business remains successful to continue to employ as many people as they can. A choice no business owner relishes making, but one that on occasions needs to be considered.

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Recent Blog posts

  • Since the financial crisis, peer-to-peer (or P2P) business lending websites have exploded onto the scene – offering borrowers lower rates and/or loans when they would have had difficulty securing them otherwise. Peer-to-peer lending sites are match-makers – they introduce people with money to lend to people or businesses who want to borrow money.

  • Invoice financing is a short-term lending facility which allows you to draw down in advance money which your customers have pledged to pay you in 30, 60 or 90 days time. You show your lender the invoice which your customer has given you and the lender sets up a facility for you to borrow against it.

  • Small business owners have found themselves having to pass ever more stringent tests when looking for cash to fund or grow their businesses.

  • A review of Consignment loans

  • Many hair salons in the current retail climate find themselves operating on a tight cash flow. Running costs need to be paid out of monthly income and that often leaves little or nothing for expanding the business. One way of creating the necessary cash is to take advantage of a clever package for retail finance called Merchant Cash Advance.

  • As the credit crunch has tightened its grip on mainstream lending, companies have been forced to be more innovative in how they get funds and manage cash-flow. This has seen an unprecedented rise in many forms of finance that were previously just a small part of business life.

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